Journey Advisory Group - Financial Advisor in Covington, KY | WiserAdvisor.com

Journey Advisory Group is a family and employee-owned firm. Launched in 2013, Journey Advisory Group is a SEC Registered Investment Adviser* specializing in investment management and financial planning. We partner with our clients to meet the needs of their life's journey: wealth management, college, retirement and estate planning, tax management and insurance. Clients are often faced with the unappealing choice between small, independent firms lacking expertise and depth, and large, impersonal, unresponsive organizations. Journey provides a unique alternative: sophisticated planning and investment expertise combined with exceptional personalized service.

Journey Advisory Group

Tyler joined Journey Advisory Group in November of 2023 as a Financial Advisor. Tyler spent the first eleven years of his career in the tax and finance departments of large multinational corporations. It was during this time that Tyler obtained his Certified Public Accountant (CPA) and Chartered Property & Casualty Underwriter (CPCU) designations. Tyler has also completed all education and experience requirements to display the CERTIFIED FINANCIAL PLANNER&trade; (CFP&reg;) designation.

Tyler is an Alexandria, Kentucky native and a graduate of Thomas More College with a bachelor's degree in accountancy and an associate degree in business administration. Tyler is currently enrolled in the master's in business administration (MBA) program at the University of Olivet.

Tyler is married to Abby, and together they have three young children. Tyler's hobbies include coaching his son's baseball team, playing golf anytime he can, and vacationing/spending time with his family.

Having founded the Journey Advisory Group in 2013, Tyler serves as the firm's CEO focused on the delivery of exemplary investment management and financial planning services to JAG's clients nationwide. Prior to establishing Journey Advisory Group, Tyler served clients in multiple capacities as a Portfolio Manager, Investment Research Analyst and Financial Advisor for various financial service companies. With experience working in both large and small organizations, with private client groups, high net worth individuals and families as well as foundations, institutions, and endowments, Tyler believes that the direct partnership model of Journey that permits Advisors to work one-on-one with clients building custom solutions designed around their goals and objectives is ideal.

Tyler grew up in Southern California where he developed his passion for outdoor sports and cooking. He earned a BA from Duke University where he studied Public Policy, Economics and German. Tyler also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations. Tyler is also currently enrolled in the Columbia Business School Advanced Management Program.

Tyler is active in the community as a volunteer coach, a member of Big Brothers Big Sisters, the Goering Center for family and private businesses, and Aileron. He is a member of The Young Presidents Club (YPO) and the Global One Chapter. 

Tyler is married to Lori, and together they have five children. Tyler's hobbies include coaching, rock climbing, reading, cooking, and spending time with his family.

Jim is a Senior Financial Advisor and Co-Owner of Journey Advisory Group. He has been in the Financial Services Industry since 2003 where prior to taking on his current role, he held a position of Financial Consultant with a local, regional bank.

Jim is a Covington native, having graduated from Holmes High School in 1997. He is committed to giving back to his community in the best way he knows how. He graduated from Centre College in 2001 with bachelor's degrees in both psychology and religion. Jim has also completed all education and experience requirements to display the CERTIFIED FINANCIAL PLANNER (CFP&reg;) designation.

Jim currently sits on the board of Covington Partners and was previously involved with New Perceptions in Northern Kentucky. He has passion for children, education, and coaching soccer. Jim and his wife, Abby, reside in Florence, KY with their two children William and Gwenyth.

Jill Henson is a Senior Financial Advisor with Journey Advisory Group. Having spent her entire career in financial services, Jill possesses a high level of expertise in comprehensive financial planning, estate, tax, trust, investment, banking, and risk management, as well as advisory solutions for retirement, business owners and multi-generational family wealth planning.

Prior to joining JAG, Jill worked at US Bank and managed investment portfolios and fiduciary relationships, delivered holistic wealth planning, and served as a trusted advisor for affluent, high-net- worth clients, as well as ultra-high-net-worth clients.

She has a Bachelor of Science from Rutgers, The State University of New Jersey, where she played NCAA Division I College Golf. When she is not working, she enjoys golfing, traveling, cooking, spending time with four children, family & friends, using gifts and talents to help others and give back to the community.

Tim joined Journey Advisory Group in September of 2022. Tim brings 20 years of strategic planning experience to Journey Advisory Group. He began his career as a reconnaissance soldier in Iraq and Afghanistan. After the Army, Tim gained experience with roles in finance ranging from publicly traded wire houses to high net worth trust departments. 

During that time, Tim earned his Series 7 (General Securities Representative Qualification), Series 66 (Uniform Combined State Law), Accredited Portfolio Management Advisor (APMA) & CERTIFIED FINANCIAL PLANNER (CFP&reg;) designations and holds his Life and Health Insurance licenses with multiple states. Tim is currently in the process of becoming a Certified Private Wealth Advisor (CPWA) at the Yale School of Management and Investments and Wealth Institute.

Tim is a Cincinnati native and a graduate of Xavier University. Tim is a warrior poet and bird dog enthusiast who enjoys cultivating his own brand of philosophy and learning the finer points of financial planning when he is not spending time with his beloved crew; his Wife Molly, and four-legged best friends Betty Spaghetti and Hans.

Kevin's role as a Senior Financial Advisor & Portfolio Manager is to help clients meet their long-term goals through prudent and strategic investment planning. Kevin is responsible for constructing, developing, and explaining various investment strategies, and helping clients execute their preferred investment strategy in pursuit of their long-term goals.

Kevin previously worked for Optimized Transitions, a Registered Investment Advisory firm where he held a dual role as an Investment Strategist and a Relationship Manager. He spent 12 years as Vice President Senior Wealth Management Investment Advisor at a major bank. Kevin started his career at the Chicago Stock Exchange where he spent 14 years working as a Floor Broker and an Equity Specialist. He was responsible for order execution and market making in his various roles at the Exchange.

Kevin graduated from Xavier University with a Bachelor of Science in Business Administration. Kevin is on the following Boards where he offers his insight and guidance: New Path Child and Family Solutions, Xavier University Executive Board of Advisors for the Williams College of Business. Kevin is married to Martha and they have two children, Fiona and Michael.

As a Senior Investment Advisor, James works with your family to help deliver comprehensive investment advice and solutions to align your portfolios with your overall financial objectives. He implements strategies to help enhance after-tax returns and manage risk in consideration of external variables and your long-term investment horizon to aid in bringing about successful outcomes for you and your family. James has the knowledge, experience and desire to help bring about successful outcomes as your trusted advisor.

Prior to joining Journey Advisory Group, James was a VP & Portfolio Manager for Wealth Management at U.S. Bank. He provided investment services to help clients work toward their goal of building and maintaining wealth. James used his expertise to establish an integrated investment approach, offering asset allocation and derivative strategies to help clients meet their financial goals based on their personal objectives. James has more than 25 years of experience in financial services and investment management.

James graduated with a Bachelor of Science in business administration from Xavier University. James also holds the Chartered Financial Analyst&reg; designation.

Elizabeth Dayter is a Senior Financial Advisor with Journey Advisory Group with over 30 years of direct experience in the investment advisory industry. Liz brings to her clients a wealth of knowledge, collaborative thinking, and planning expertise. As a Series 65 registered financial professional, she works closely with clients to identify and implement their investment and financial planning strategies.

Liz was a partner and a Senior Financial Advisor with Torch Wealth Management, its team now a part of Journey Advisory Group. Liz has always maintained a special focus on the stewardship of wealth and legacy building with the entire family.

Liz is actively involved in the local community, as a Donor with Matthew 25 Ministries and the Free Store/Food Bank. Previously, she served the community through the Mentoring Program at Rothenburg Academy. She is married and has two adult children and four grandchildren. She enjoys spending time with her grandchildren and is an avid organic gardener and baker.

Steve is a Senior Financial Advisor with Journey Advisory Group. Steve joined Journey Advisory Group in January 2023.  Steve has been in the Investment Industry for over 41 years. Before joining JAG, Steve was a Partner and Principal at TW Advisors for over 21 years.

Steve received his BSBA in Finance From Xavier University in 1981. He also has completed the FINRA Series 7, 24 and 65. Steve is also a Committee Member for Young Life.

We believe that tax-efficiency is possible within a diversified, growth-oriented investment portfolio. In addition, tax planning is an important part of our overall financial planning process.

At Journey Advisory Group, investment management is a core element of our process. With a dedicated investment team and a commitment to providing our clients with thoughtful, tax-sensitive investment solutions, Journey delivers active portfolios of our best ideas.

Our organization's roots are steeped in legacy planning and wealth preservation. Through active partnerships with our clients, we build futures, together.

At the top of our to-do list is wealth preservation. Risk management is integral to our process. We factor in risk holding by holding, and plan by plan.

Financial planning involves looking at your entire
financial picture and how to balance and achieve short,
intermediate and long-term financial goals. It helps
you understand where you are today and should
provide a roadmap to get you to where you want to
be. Planning is personalized and specific to you and
your situation  whether you are saving for a specific
goal, like retirement or education, or need comprehensive planning and wealth management for a wide variety of goals and needs throughout lifes different stages.

Effective estate planning is a critical part to
protecting yourself, loved ones, and leaving a legacy
after a lifetime of hard work. Taking the time to
think about what is important to you, how you want
your unused assets and resources distributed, and
equally as important, what healthcare decisions you
want made on your behalf are all reasons to
prioritize your estate plan. Trusts are available to meet a variety of needs and circumstances, it can be overwhelming and confusing to understand
what you currently have in place vs what might be
appropriate to consider as life, resources and
preferences change over time. A Financial Advisor can help create an estate planning checklist for essential documents, coordinate effective estate & legacy planning, discuss & review trust opportunities, efficient bequests to individuals, organizations or communities and ensure financial goals & wishes are met.

Through Individual Portfolio Management Services (IPMS), our firm provides continuous and regular asset management of client funds based on the 
individual needs of the client. Through personal discussions, goals are discerned and established based on the client's circumstances. During our data-gathering process, we determine the clients individual 
objectives, time horizons, risk tolerance, tax considerations, and liquidity needs. As appropriate, we may also review and discuss a clients prior investment history, as well as family composition and background. 
We then develop the client's personal investment guidelines.

Journey offers other financial consulting as requested by the client. Journey's fee schedule for Financial Planning and Consulting Services is predominately based on an hourly rate. Estimated total fees can be predetermined with the client and the planner. In some cases, a flat fee 
is quoted to the client. Flat fees are charged for such standardized work as some retirement projections, 
and some tax planning schedules. Fees for written financial plans range from $500 to $5,000 depending on the complexity of the plan. Fees for consultations are billed at the rate of $200 per hour. Services provided by the administrative staff are billed at $75 per hour. Journey, in its discretion, may choose to waive the financial planning fee. Flat fees for such work as investment policy statements, financial analysis, retirement projections, and tax projections range from $200 to $2,500.

We analyze current strategies and investment plans to help the client achieve his or her retirement goals.

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